Veteran and military home buyers have access to one of the most unique and powerful loan programs ever created
There are many ways you could be eligible for a VA Home loan. Eligibility can be defined as the following:
You're already here! That means you've already finished step one. We offer affordable, 100% Financing VA Home loans in recognition of the contributions and sacrifices veterans have made for America.
A Certificate of eligibility is needed to prove that you qualify for a VA Loan. VA Loans are available to veterans, service members, and spouses. VA Loans are guaranteed by the U.S. Department of Veterans Affairs can be obtained without a down payment.
Typically, when you are searching for a home the listing agent will ask for a pre-qualification letter. A pre-qualification is when your lender reviews your income, assets, and credit. This will give you a head start in the process to finding a new home.
This step involves looking at homes and working with a Realtor to find the house that is right for you.
This step is taken care of by the lender. The lender will order a VA appraisal by an expert that works with the Department of Veteran's Affairs to inspect and appraise the home to make sure it meets VA minimum property requirements or VA MPR.
When all is signal and the transfer of funds is complete, you will receive the keys to your home!
The Advantages of a VA Loan